ADR | American Depository Receipt |
AFS | Annual Financial Statement |
AML | Anti-Money Laundering |
AMC | Asset Management Company |
ARC | Asset Reconstruction Company |
ANBC | Adjusted Net Bank Credit |
ALM | Asset Liability Management. |
AGM | Annual General Meeting |
AIRCSC | All India Rural Credit Survey Committee |
ASSOCHAM | Associated Chambers of Commerce and Industry of India |
ATM | Automated Teller Machine |
BIS | Bank for International Settlements |
BCBS | Basel Committee on Banking Supervision |
BCSBI | Banking codes and standards board of India. |
BPLR | Benchmark Prime Lending Rate. |
BOE | Bills of Exchange |
BoP | Balance of Payments |
BOT | Balance of Trade |
BPSD | Balance of Payments Division, DESACS, RBI |
CASA | Current and Savings Account. |
CAR | Capital Adequacy Ratio. |
CARE | Credit Analysis and Research Limited. |
CBS | Core Banking Solutions. |
CCEA | Cabinet Committee on Economic Affairs. |
CDR | Corporate Debt Restructuring. |
CECA | Comprehensive Economic Cooperation Agreement. |
CEPA | Comprehensive Economic Partnership Agreement. |
CIBIL | Credit Information Bureau of India Limited. |
CRAR | Capital to Risk-weighted Assets Ratio. |
CRISIL | Credit Rating and Investment Services India Limited. |
CRR | Cash Reserve Ratio. |
CAMELS | Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, Systems and Control |
CAD | Capital Account Deficit |
CBDT | Central Board of Direct Taxes |
CAG | Comptroller and Auditor General of India |
CC | Cash Credit |
CD | Certificate of Deposit |
CDBS | Committee of Direction on Banking Statistics |
CGRA | Currency and Gold Revaluation Account |
CII | Confederation of Indian Industries |
CPI | Consumer Price Index |
CPI-IW | Consumer Price Index for Industrial Workers |
CR | Capital Receipts |
CSIR | Council of Scientific and Industrial Research |
CSO | Central Statistical Organisation |
CVC | Central Vigilance Commission |
CTS | Cheque Truncation System |
CRM | Customer Relationship Management |
CTT | Commodities Transaction Tax |
CSR | Corporate Social Responsibility |
DRT | Debt Recovery Tribunal |
DTAA | Double Taxation Avoidance Agreement. |
DBOD | Department of Banking Operations and Development |
DBS | Department of Banking Supervision, RBI |
DD | Demand Draft |
DDS | Data Dissemination Standards |
DEIO | Department of External Investments and Operations |
DESACS | Department of Statistical Analysis & Computer Services, RBI |
DICGC | Deposit Insurance and Credit Guarantee Corporation of India |
DRI | Differential Rate of Interest Scheme |
DVP | Delivery versus Payment |
ECB | External Commercial Borrowing |
ECGC | Export Credit and Guarantee Corporation |
ECS | Electronic Clearing Service |
EPF | Employees Provident Fund |
EFT | Electronic Funds Transfer |
EXIM Bank | Export-Import Bank of India |
FINO | Financial Inclusion Network Operation. |
FIPB | Foreign Investment Promotion Board. |
FRBMA | Fiscal Responsibility and Budget Management Act. |
FSLRC | Financial Sector Legislative Reforms Commission. |
FCA | Foreign Currency Assets |
FCNRA | Foreign Currency Non-resident Account |
FDI | Foreign Direct Investment |
FEMA | Foreign Exchange Management Act |
FERA | Foreign Exchange Regulation Act. |
FI | Financial Institution |
FICCI | Federation of Indian Chambers of Commerce and Industry |
FII | Foreign Institutional Investor |
FOF | Flow Of Funds |
FPI | Foreign Portfolio Investment |
FRA | Forward Rate Agreement |
FMCG | Fast Moving Consumer Goods |
GAAR | General Anti Avoidance Rule |
GDP | Gross Domestic Product |
GNP | Gross National Product. |
GDR | Global Depository Receipt |
GFD | Gross Fiscal Deficit |
GFS | Government Finance Statistics |
GIC | General Insurance Corporation |
GoI | Government of India |
GPD | Gross Primary Deficit |
G-Sec | Government Securities |
GST | Goods and Services Tax |
IBS | International Banking Statistics |
IBA | Indian Bank Associations. |
IDR | Indian Depository Receipt |
IFSC | Indian Financial System Code. |
IMPS | Immediate Payment Service. |
IPO | Initial Public Offering. |
JLG | Joint Liability Group |
KCCs | Kisan Credit Cards |
KYC | Know Your Customer. |
KVP | Kisan Vikas Patra |
IIP | Index of Industrial Production |
IOTT | Input-Output Transaction Table |
LAF | Liquidity Adjustment Facility |
LOC | Letter of Credit |
LIC | Life Insurance Corporation of India |
LIBOR | London Inter-Bank Offered Rate. |
MIBOR | Mumbai inter offered rate |
MUDRA | Micro Units Development & Refinance Agency |
MICR | Magnetic Ink Character Recognition. |
MSF | Marginal Standing Facility. |
MCA | Ministry of Company Affairs |
MIS | Management Information System |
MoU | Memorandum of Understanding |
MT | Mail Transfer |
NABARD | National Bank for Agriculture and Rural Development |
NASSCOM | National Association of Software and Services Companies |
NAV | Net Asset Value |
NBFC | Non-Banking Financial Companies |
NGO | Non-Governmental Organization |
NPA | Non-Performing Assets |
NPV | Net Present Value |
NDTL | Net Demand and Time Liabilities. |
NEFT | National Electronic Fund Transfer. |
NPCI | National Payments Corporation of India. |
NSSF | National Small Saving Fund |
OD | Over Draft |
OMO | Open Market Operations |
OTC | Over-the-Counter |
PAN | Permanent Account Number |
PIN | Personal Identification Number. |
PPP | Purchasing Power Parity/ Public Private Partnership. |
PSB | Public Sector Bank. |
PF | Provident Fund |
PIO | Persons of Indian Origin |
PSE | Public Sector Enterprises |
REPO | Repurchase Option |
RTGS | Real Time Gross Settlement. |
QIB | Qualified Institutional Buyer |
QIP | Qualified Institutional Placement |
RRB | Regional Rural Bank |
RWA | Risk Weighted Asset |
SCB | Scheduled Commercial Bank |
SDR | Special Drawing Right |
SEBI | Securities and Exchange Board of India |
SENSEX | Sensitive Index of Stock Exchange. |
SHGs | Self-Help Groups |
SLR | Statutory Liquidity Ratio |
SWIFT | Society for Worldwide Interbank Financial Telecommunication. |
SARFAESI | Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest |
SEZs | Special Economic Zones |
STR | Suspicious Transaction Report |
TAC | Tariff Advisory Committee |
TIN | Tax Information Network |
T-bills | Treasury Bills |
TBs | Treasury Bills |
TT | Telegraphic Transfer |
UTI | Unit Trust of India |
UIDAI | Unique Identification Development Authority of India. |
UPI | Unified Payments Interface. |
WPI | Wholesale Price Index |
INF | Internet Fund Transfer |
IB | Internet Banking |
TPT | Third Party Transfer |
USSD | Unstructured Supplementary Service Data |
NUUP | National Unified USSD Platform |
MMID | Mobile Money Identifier |
WMA | Ways and Means Advances |