Clerical pre test 22
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Information
Online Practice Test – 22
- Quantitative Aptitude (Ques 1 to 35)
- Reasoning (Ques 36 to 70)
- English (Quiz 71 to 100)
Time Duration 60 minutes.
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- Answered
- Review
- Question 1 of 95
1. Question
Category: QuantTable given below shows the percentage of boys and difference between number of boys and number of girls in 5 different schools in three different years. Study the data carefully and answer the following questions:-
What is the average of total students in school C in year 2013 and in same school in year 2015?
CorrectIncorrect - Question 2 of 95
2. Question
Category: QuantTable given below shows the percentage of boys and difference between number of boys and number of girls in 5 different schools in three different years. Study the data carefully and answer the following questions:-
Total number of students in school E in year 2014 is what percent more than total number of students in school B in same year?
CorrectIncorrect - Question 3 of 95
3. Question
Category: QuantTable given below shows the percentage of boys and difference between number of boys and number of girls in 5 different schools in three different years. Study the data carefully and answer the following questions:-
What is the ratio of total number of girls in school C and D together in year 2013 to the total number of girls in school B and C together in year 2014?
CorrectIncorrect - Question 4 of 95
4. Question
Category: QuantTable given below shows the percentage of boys and difference between number of boys and number of girls in 5 different schools in three different years. Study the data carefully and answer the following questions:-
If 1/5th of boys of school E in year 2014 play cricket then find the number of boys who don’t play cricket?
CorrectIncorrect - Question 5 of 95
5. Question
Category: QuantTable given below shows the percentage of boys and difference between number of boys and number of girls in 5 different schools in three different years. Study the data carefully and answer the following questions:-
What is the difference in the number of girls in school D and E together in year 2014 and the number of boys in school B and D together in year 2013?
CorrectIncorrect - Question 6 of 95
6. Question
Category: QuantIf the height of a cylinder is increased by 15% and the radius of its base is decreased by 10% then the percentage change in its curved surface area is :
CorrectIncorrect - Question 7 of 95
7. Question
Category: QuantThe cost of manufacture of a tape recorder is Rs. 1,500. The manufacturer fixes the marked price 20% above the cost of manufacture and allows a discount in such a way as to get a profit of 8%. The rate of discount is
CorrectIncorrect - Question 8 of 95
8. Question
Category: QuantThe average of 8 numbers is 20. The average of first two numbers is
and that of the next three is
If the sixth number be less than the seventh and eighth numbers by 4 and 7 respectively, then the eighth number is :
CorrectIncorrect - Question 9 of 95
9. Question
Category: QuantA box contains 1-rupee, 50-paise and 25-paise coins in the ratio 8 : 5 : 3. If the total amount of money in the box is Rs. 112.50, the number of 50-paise coins is
CorrectIncorrect - Question 10 of 95
10. Question
Category: QuantA, B, and C jointly start a business A puts in Rs. 15,000 for 8 months B puts in Rs. 12,000 for 9 months and C puts in Rs. 8,000, for the whole year. In the end of the year there is a profit of Rs. 10,800. The difference between A’s share and C share in the profit will be:
CorrectIncorrect - Question 11 of 95
11. Question
Category: QuantA money-lender borrows money at 4% per annum and pays the interest at the end of the year. He lends it at 6% per annum compound interest compounded half yearly and receives the interest at the end of the year. In this way, he gain Rs. 104.50 a year. The amount of money he borrows, is:
CorrectIncorrect - Question 12 of 95
12. Question
Category: QuantA can do a piece of work in 8 days which B can destroy in 3 days. A has worked for 6 days, during the last 2 days of which B has been destroying. How many days must A now work alone to complete the work?1.
2.
3.
4.
5.
CorrectIncorrect - Question 13 of 95
13. Question
Category: QuantA can go round a circular path 8 times in 40 minutes. If the diameter of the circle is increased to 10 times the original diameter, the time required by A to go round the new path once travelling at the same speed as before is:
CorrectIncorrect - Question 14 of 95
14. Question
Category: QuantA man rides at the rate of 18 km/hr, but stops for 6 minutes to change horses at the end of every 7 km. The time that he will take to cover a distance of 90 km is
CorrectIncorrect - Question 15 of 95
15. Question
Category: QuantA number of friends decided to go on picnic and planned to spend Rs. 108 on eatables. Three of them however did not turn up. As a consequence each one of the remaining had to contribute Rs. 3 extra. The number of them who attended the picnic was:
CorrectIncorrect - Question 16 of 95
16. Question
Category: QuantWhat should come in place of the question mark(?) in following simplification problems?CorrectIncorrect - Question 17 of 95
17. Question
Category: QuantWhat should come in place of the question mark(?) in following simplification problems?1.
2.
3.
4.
5.CorrectIncorrect - Question 18 of 95
18. Question
Category: QuantWhat should come in place of the question mark(?) in following simplification problems?CorrectIncorrect - Question 19 of 95
19. Question
Category: QuantWhat should come in place of the question mark(?) in following simplification problems?CorrectIncorrect - Question 20 of 95
20. Question
Category: QuantWhat should come in place of the question mark(?) in following simplification problems?CorrectIncorrect - Question 21 of 95
21. Question
Category: QuantWhat should come in place of the question mark(?) in following simplification problems?CorrectIncorrect - Question 22 of 95
22. Question
Category: QuantWhat should come in place of the question mark(?) in following simplification problems?CorrectIncorrect - Question 23 of 95
23. Question
Category: QuantWhat should come in place of the question mark(?) in following simplification problems?CorrectIncorrect - Question 24 of 95
24. Question
Category: QuantWhat should come in place of the question mark(?) in following simplification problems?CorrectIncorrect - Question 25 of 95
25. Question
Category: QuantWhat should come in place of the question mark(?) in following simplification problems?CorrectIncorrect - Question 26 of 95
26. Question
Category: QuantWhat should come in place of question mark(?) in following number series ?121, 117, 108, 92, 67, ?CorrectIncorrect - Question 27 of 95
27. Question
Category: QuantWhat should come in place of question mark(?) in following number series ?50, 26, 14, ?, 5, 3.5CorrectIncorrect - Question 28 of 95
28. Question
Category: QuantWhat should come in place of question mark(?) in following number series ?5, 6, 10, 19, ?CorrectIncorrect - Question 29 of 95
29. Question
Category: QuantWhat should come in place of question mark(?) in following number series ?6, 11, 21, 41, ?CorrectIncorrect - Question 30 of 95
30. Question
Category: QuantWhat should come in place of question mark(?) in following number series ?5, 11, 23, 47, ?CorrectIncorrect - Question 31 of 95
31. Question
Category: QuantWhat should come in place of the question mark(?) in following simplification problems?CorrectIncorrect - Question 32 of 95
32. Question
Category: QuantWhat should come in place of the question mark(?) in following simplification problems?CorrectIncorrect - Question 33 of 95
33. Question
Category: QuantWhat should come in place of the question mark(?) in following simplification problems?CorrectIncorrect - Question 34 of 95
34. Question
Category: QuantWhat should come in place of the question mark(?) in following simplification problems?CorrectIncorrect - Question 35 of 95
35. Question
Category: QuantWhat should come in place of the question mark(?) in following simplification problems?CorrectIncorrect - Question 36 of 95
36. Question
Category: ReasoningStudy the given information carefully and answer the questions that follow:
Eight persons A, B, C, D, E, G, H and F are sitting around a Square table. Four persons who sit on each middle side of square table faces towards the centre, while other four persons who sits on the corner of table faces outside the centre. A sits third to the right of B. only one person sits between A and G. Two persons sits between E and G. H sits 2 nd to the left of B. G sits on the immediate left of D. C sits on the immediate left of H. F does not face towards the centre.Who among the following sits immediate right of E?CorrectIncorrect - Question 37 of 95
37. Question
Category: ReasoningStudy the given information carefully and answer the questions that follow:
Eight persons A, B, C, D, E, G, H and F are sitting around a Square table. Four persons who sit on each middle side of square table faces towards the centre, while other four persons who sits on the corner of table faces outside the centre. A sits third to the right of B. only one person sits between A and G. Two persons sits between E and G. H sits 2 nd to the left of B. G sits on the immediate left of D. C sits on the immediate left of H. F does not face towards the centre.Who among the following sits 2 nd to the right of C?CorrectIncorrect - Question 38 of 95
38. Question
Category: ReasoningStudy the given information carefully and answer the questions that follow:
Eight persons A, B, C, D, E, G, H and F are sitting around a Square table. Four persons who sit on each middle side of square table faces towards the centre, while other four persons who sits on the corner of table faces outside the centre. A sits third to the right of B. only one person sits between A and G. Two persons sits between E and G. H sits 2 nd to the left of B. G sits on the immediate left of D. C sits on the immediate left of H. F does not face towards the centre.Who among the following faces B?CorrectIncorrect - Question 39 of 95
39. Question
Category: ReasoningStudy the given information carefully and answer the questions that follow:
Eight persons A, B, C, D, E, G, H and F are sitting around a Square table. Four persons who sit on each middle side of square table faces towards the centre, while other four persons who sits on the corner of table faces outside the centre. A sits third to the right of B. only one person sits between A and G. Two persons sits between E and G. H sits 2 nd to the left of B. G sits on the immediate left of D. C sits on the immediate left of H. F does not face towards the centre.Who among the following sits 2 nd to left of D?CorrectIncorrect - Question 40 of 95
40. Question
Category: ReasoningStudy the given information carefully and answer the questions that follow:
Eight persons A, B, C, D, E, G, H and F are sitting around a Square table. Four persons who sit on each middle side of square table faces towards the centre, while other four persons who sits on the corner of table faces outside the centre. A sits third to the right of B. only one person sits between A and G. Two persons sits between E and G. H sits 2 nd to the left of B. G sits on the immediate left of D. C sits on the immediate left of H. F does not face towards the centre.Four of the following five belongs to a group find that does not belongs to that group?CorrectIncorrect - Question 41 of 95
41. Question
Category: ReasoningIn these questions, relationship between different elements is shown in the statements. These statements are followed by two conclusions.
Mark answer asCorrectIncorrect - Question 42 of 95
42. Question
Category: ReasoningIn these questions, relationship between different elements is shown in the statements. These statements are followed by two conclusions.
Mark answer asCorrectIncorrect - Question 43 of 95
43. Question
Category: ReasoningIn these questions, relationship between different elements is shown in the statements. These statements are followed by two conclusions.
Mark answer asCorrectIncorrect - Question 44 of 95
44. Question
Category: ReasoningIn these questions, relationship between different elements is shown in the statements. These statements are followed by two conclusions.
Mark answer asCorrectIncorrect - Question 45 of 95
45. Question
Category: ReasoningIn these questions, relationship between different elements is shown in the statements. These statements are followed by two conclusions.
Mark answer asCorrectIncorrect - Question 46 of 95
46. Question
Category: ReasoningStudy the given information carefully and answer the questions that follows:
There are eight friends M, N, O, P, Q, R, S and T who studies in different classes, viz 11th, 12nd, 8th, 4th, 5th, 6th, 7th and 9th. All of them are sitting around a circular table facing the centre. R sits third to the right of O and studies in class 9th. Q sits second to left of P, who is not an immediate neighbour of either R or O. The one who studies in class 11th is an immediate neighbour of P. Three people sit between O and the student who studies in class 7th. O and R does not studies in class 12th. Only one person sits between the student who studies in class 12th and N. Students who studies in class 8th and 4th are immediate neighbours of each other. R is neither in class 4th nor in class 8th. Only one person sits between T and the student who studies in 5th class. T does not study in class 12 or 8th. S does not study in class 12. The immediate neighbours of O and R does not studies in Class 12th. O studies in class 5th.Who among the following sits opposite to T?
CorrectIncorrect - Question 47 of 95
47. Question
Category: ReasoningStudy the given information carefully and answer the questions that follows:
There are eight friends M, N, O, P, Q, R, S and T who studies in different classes, viz 11th, 12nd, 8th, 4th, 5th, 6th, 7th and 9th. All of them are sitting around a circular table facing the centre. R sits third to the right of O and studies in class 9th. Q sits second to left of P, who is not an immediate neighbour of either R or O. The one who studies in class 11th is an immediate neighbour of P. Three people sit between O and the student who studies in class 7th. O and R does not studies in class 12th. Only one person sits between the student who studies in class 12th and N. Students who studies in class 8th and 4th are immediate neighbours of each other. R is neither in class 4th nor in class 8th. Only one person sits between T and the student who studies in 5th class. T does not study in class 12 or 8th. S does not study in class 12. The immediate neighbours of O and R does not studies in Class 12th. O studies in class 5th.Who among the following studies in class 8th?
CorrectIncorrect - Question 48 of 95
48. Question
Category: ReasoningStudy the given information carefully and answer the questions that follows:
There are eight friends M, N, O, P, Q, R, S and T who studies in different classes, viz 11th, 12nd, 8th, 4th, 5th, 6th, 7th and 9th. All of them are sitting around a circular table facing the centre. R sits third to the right of O and studies in class 9th. Q sits second to left of P, who is not an immediate neighbour of either R or O. The one who studies in class 11th is an immediate neighbour of P. Three people sit between O and the student who studies in class 7th. O and R does not studies in class 12th. Only one person sits between the student who studies in class 12th and N. Students who studies in class 8th and 4th are immediate neighbours of each other. R is neither in class 4th nor in class 8th. Only one person sits between T and the student who studies in 5th class. T does not study in class 12 or 8th. S does not study in class 12. The immediate neighbours of O and R does not studies in Class 12th. O studies in class 5th.M studies in which class?
CorrectIncorrect - Question 49 of 95
49. Question
Category: ReasoningStudy the given information carefully and answer the questions that follows:
There are eight friends M, N, O, P, Q, R, S and T who studies in different classes, viz 11th, 12nd, 8th, 4th, 5th, 6th, 7th and 9th. All of them are sitting around a circular table facing the centre. R sits third to the right of O and studies in class 9th. Q sits second to left of P, who is not an immediate neighbour of either R or O. The one who studies in class 11th is an immediate neighbour of P. Three people sit between O and the student who studies in class 7th. O and R does not studies in class 12th. Only one person sits between the student who studies in class 12th and N. Students who studies in class 8th and 4th are immediate neighbours of each other. R is neither in class 4th nor in class 8th. Only one person sits between T and the student who studies in 5th class. T does not study in class 12 or 8th. S does not study in class 12. The immediate neighbours of O and R does not studies in Class 12th. O studies in class 5th.Who among the following is/are an immediate neighbour of P?
CorrectIncorrect - Question 50 of 95
50. Question
Category: ReasoningStudy the given information carefully and answer the questions that follows:
There are eight friends M, N, O, P, Q, R, S and T who studies in different classes, viz 11th, 12nd, 8th, 4th, 5th, 6th, 7th and 9th. All of them are sitting around a circular table facing the centre. R sits third to the right of O and studies in class 9th. Q sits second to left of P, who is not an immediate neighbour of either R or O. The one who studies in class 11th is an immediate neighbour of P. Three people sit between O and the student who studies in class 7th. O and R does not studies in class 12th. Only one person sits between the student who studies in class 12th and N. Students who studies in class 8th and 4th are immediate neighbours of each other. R is neither in class 4th nor in class 8th. Only one person sits between T and the student who studies in 5th class. T does not study in class 12 or 8th. S does not study in class 12. The immediate neighbours of O and R does not studies in Class 12th. O studies in class 5th.N studies in which class?
CorrectIncorrect - Question 51 of 95
51. Question
Category: ReasoningStudy the given information carefully and answer the questions that follows:
There are six family members L, M, N, O, P and Q. Each member likes a different colour blue, Violet, Pink Yellow, Black and Red but not necessarily in the same order. In this three generation of a family, there are two married couples. No female member likes either blue or Black. L is daughter-in-law of Q and likes pink colour. N is brother of O and son of M, and likes Red. P is grandmother of O, who does not like Yellow. The husband like blue and his wife likes Violet colour.Which colour does L’s Husband likes?CorrectIncorrect - Question 52 of 95
52. Question
Category: ReasoningStudy the given information carefully and answer the questions that follows:
There are six family members L, M, N, O, P and Q. Each member likes a different colour blue, Violet, Pink Yellow, Black and Red but not necessarily in the same order. In this three generation of a family, there are two married couples. No female member likes either blue or Black. L is daughter-in-law of Q and likes pink colour. N is brother of O and son of M, and likes Red. P is grandmother of O, who does not like Yellow. The husband like blue and his wife likes Violet colour.How O related to Q?CorrectIncorrect - Question 53 of 95
53. Question
Category: ReasoningStudy the given information carefully and answer the questions that follows:
There are six family members L, M, N, O, P and Q. Each member likes a different colour blue, Violet, Pink Yellow, Black and Red but not necessarily in the same order. In this three generation of a family, there are two married couples. No female member likes either blue or Black. L is daughter-in-law of Q and likes pink colour. N is brother of O and son of M, and likes Red. P is grandmother of O, who does not like Yellow. The husband like blue and his wife likes Violet colour.Which colour does P likes?CorrectIncorrect - Question 54 of 95
54. Question
Category: ReasoningIn a class of 33 students, Ramesh is at 17th rank from bottom and Mahesh is 4th rank above to Aman who is just below to Ramesh ‘rank. Then find out the rank of Mahesh from top?
CorrectThe rank of Mahesh is 33-20+1=14th from Top
IncorrectThe rank of Mahesh is 33-20+1=14th from Top
- Question 55 of 95
55. Question
Category: ReasoningAnkita is going to office somewhere in Gurgaon from her home. She moves 2km in North, then she sits in an auto and turns right and moves 15km to reach CCD. After 10 mints of rest, she again turns at CCD in anticlockwise direction with 90 degree and moves 1 km to reach office. So now what is the total distance which she covers to reach office and the direction of her office from her home?
CorrectIncorrect - Question 56 of 95
56. Question
Category: ReasoningIn each of the questions below. Some statements are given followed by conclusions/group of conclusions numbered I and II. You have to assume all the statements to be true even if they seem to be at variance from the commonly known facts and then decide which of the given two conclusions logically follows from the information given in the statements.Statement:
Some Tie are Brown.
Some Brown are coffee.
No Coffee is hot.
Conclusion:
I. Some tie are not hot.
II. Some Brown are not hot.CorrectIncorrect - Question 57 of 95
57. Question
Category: ReasoningIn each of the questions below. Some statements are given followed by conclusions/group of conclusions numbered I and II. You have to assume all the statements to be true even if they seem to be at variance from the commonly known facts and then decide which of the given two conclusions logically follows from the information given in the statements.Statement:
Some fruits are oranges.
All oranges are apples.
Some oranges are not mangoes.
Conclusion:
I. Some apples are not mangoes.
II. Some fruits are Apples.CorrectIncorrect - Question 58 of 95
58. Question
Category: ReasoningIn each of the questions below. Some statements are given followed by conclusions/group of conclusions numbered I and II. You have to assume all the statements to be true even if they seem to be at variance from the commonly known facts and then decide which of the given two conclusions logically follows from the information given in the statements.Statement:
All waters are milks.
Some milks are juice.
Some oranges are juice.
Conclusion:
I. Some oranges are waters.
II. Some oranges are not waters.CorrectIncorrect - Question 59 of 95
59. Question
Category: ReasoningIn each of the questions below. Some statements are given followed by conclusions/group of conclusions numbered I and II. You have to assume all the statements to be true even if they seem to be at variance from the commonly known facts and then decide which of the given two conclusions logically follows from the information given in the statements.Statement:
All cycles are bikes.
Some bikes are vans.
No van is car.
Conclusion:
I. Some cycles are not cars.
II. Some cars are not cycles.CorrectIncorrect - Question 60 of 95
60. Question
Category: ReasoningIn each of the questions below. Some statements are given followed by conclusions/group of conclusions numbered I and II. You have to assume all the statements to be true even if they seem to be at variance from the commonly known facts and then decide which of the given two conclusions logically follows from the information given in the statements.Statement:
All match are cricket.
No cricket is a test.
All tests are onedayers.
Conclusion:
I. Some onedayers are not match.
II. Some cricket are not onedayers.CorrectIncorrect - Question 61 of 95
61. Question
Category: ReasoningStudy the given information carefully and answer the questions that follow:
Ten people are sitting in two parallel rows containing five people each, in such a way that there is an equal distance between adjacent persons. In row 1, A, B, C, D and E are seated and all of them are facing south. In row 2, P, Q, R, S and T are seated and all of them are facing north. Therefore, in the given seating arrangement, each member seated in a row faces another member of the other row. P sits third to the left of R. D faces immediate neighbour of P. A sits second to the right of D. Only one person sits between B and E. Q and S are immediate neighbours. S does not face D and B.How many persons are seated between C and B?CorrectIncorrect - Question 62 of 95
62. Question
Category: ReasoningStudy the given information carefully and answer the questions that follow:
Ten people are sitting in two parallel rows containing five people each, in such a way that there is an equal distance between adjacent persons. In row 1, A, B, C, D and E are seated and all of them are facing south. In row 2, P, Q, R, S and T are seated and all of them are facing north. Therefore, in the given seating arrangement, each member seated in a row faces another member of the other row. P sits third to the left of R. D faces immediate neighbour of P. A sits second to the right of D. Only one person sits between B and E. Q and S are immediate neighbours. S does not face D and B.Who among the following sits diagonally opposite to T?CorrectIncorrect - Question 63 of 95
63. Question
Category: ReasoningStudy the given information carefully and answer the questions that follow:
Ten people are sitting in two parallel rows containing five people each, in such a way that there is an equal distance between adjacent persons. In row 1, A, B, C, D and E are seated and all of them are facing south. In row 2, P, Q, R, S and T are seated and all of them are facing north. Therefore, in the given seating arrangement, each member seated in a row faces another member of the other row. P sits third to the left of R. D faces immediate neighbour of P. A sits second to the right of D. Only one person sits between B and E. Q and S are immediate neighbours. S does not face D and B.Who amongst the following are sitting exactly opposite to each other?CorrectIncorrect - Question 64 of 95
64. Question
Category: ReasoningStudy the given information carefully and answer the questions that follow:
Ten people are sitting in two parallel rows containing five people each, in such a way that there is an equal distance between adjacent persons. In row 1, A, B, C, D and E are seated and all of them are facing south. In row 2, P, Q, R, S and T are seated and all of them are facing north. Therefore, in the given seating arrangement, each member seated in a row faces another member of the other row. P sits third to the left of R. D faces immediate neighbour of P. A sits second to the right of D. Only one person sits between B and E. Q and S are immediate neighbours. S does not face D and B.Which of the following is true?CorrectIncorrect - Question 65 of 95
65. Question
Category: ReasoningStudy the given information carefully and answer the questions that follow:
Ten people are sitting in two parallel rows containing five people each, in such a way that there is an equal distance between adjacent persons. In row 1, A, B, C, D and E are seated and all of them are facing south. In row 2, P, Q, R, S and T are seated and all of them are facing north. Therefore, in the given seating arrangement, each member seated in a row faces another member of the other row. P sits third to the left of R. D faces immediate neighbour of P. A sits second to the right of D. Only one person sits between B and E. Q and S are immediate neighbours. S does not face D and B.Who among the following sits 2nd to the right of the one who faces D?CorrectIncorrect - Question 66 of 95
66. Question
Category: ReasoningThe following questions are based on five words given below:
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English word)If the 1 st alphabet in each of the words is changed to the successive alphabet in the English alphabetical order, how many meaning full words will be formed?
CorrectFAT SUM
IncorrectFAT SUM
- Question 67 of 95
67. Question
Category: ReasoningThe following questions are based on five words given below:
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English word)If the given words are arranged in the order as they would appear in a dictionary from right to left, which of the following will be second from the left?
CorrectYAK RUM NRK NOV EAT
IncorrectYAK RUM NRK NOV EAT
- Question 68 of 95
68. Question
Category: ReasoningThe following questions are based on five words given below:
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English word)If in each of the given words, each of the consonants is changed to next letter and each vowel is changed to previous letter according to the English alphabetical series, in how many words thus formed will have more than one vowels?
CorrectIncorrect - Question 69 of 95
69. Question
Category: ReasoningThe following questions are based on five words given below:
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English word)If in each of the words, all the alphabets are arranged in right to left according to English alphabetical order within the word, how many words will begin with a vowel?
CorrectIncorrect - Question 70 of 95
70. Question
Category: ReasoningThe following questions are based on five words given below:
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English word)When all the words are arranged in alphabetical order from left to right then how many letters are there in the English alphabetical series between the third letter of the word which is 2 nd from the left and the second letter of the word which is fourth from the right of the newly arranged words?
CorrectEAT NOV NRK RUM YAK
No. of letters between V and O are (P,Q,R,S,T,U)=6 lettersIncorrectEAT NOV NRK RUM YAK
No. of letters between V and O are (P,Q,R,S,T,U)=6 letters - Question 71 of 95
71. Question
Category: EnglishRead the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.What does transformation of Peru’s nonprofit organization into a bank illustrate?
(A) To compete with commercial banks, microfinance institutions should covert into banks and offer a wide variety of services.
(B) Microfinance institutions turn higher profits as banks since interest rates on loans are at their discretion.
(C) The poor prefer to go to large banks rather than NGOs to obtain loans.CorrectThe answer can be inferred from the second half of the first paragraph,” Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit.” Hence option (d) is the correct answer.
IncorrectThe answer can be inferred from the second half of the first paragraph,” Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit.” Hence option (d) is the correct answer.
- Question 72 of 95
72. Question
Category: EnglishRead the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.Why did most microfinance institutions initially provide only credit services?
CorrectRefer to the middle part of the last paragraph. “One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local laws prohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans.” Hence option (c) is the correct answer.
IncorrectRefer to the middle part of the last paragraph. “One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local laws prohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans.” Hence option (c) is the correct answer.
- Question 73 of 95
73. Question
Category: EnglishRead the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.What was the impact of the non-disclosure of their interest rates by lending institutions?
CorrectRefer to first half of the second paragraph.”But with the emergence of players who are only out for profit, microfinance schemes could end up making the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients.” Hence option (d) is the correct answer.
IncorrectRefer to first half of the second paragraph.”But with the emergence of players who are only out for profit, microfinance schemes could end up making the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients.” Hence option (d) is the correct answer.
- Question 74 of 95
74. Question
Category: EnglishRead the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.What is CGAP’s fear with respect to new entities providing microfinance?
CorrectRefer to the last two sentence of the second paragraph. “According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who arepredominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.” Hence option (d) is the correct answer.
IncorrectRefer to the last two sentence of the second paragraph. “According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who arepredominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.” Hence option (d) is the correct answer.
- Question 75 of 95
75. Question
Category: EnglishRead the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.What is the author’s opinion about the competition for customers among microfinanciers?
CorrectRefer to the seventh sentence of the last paragraph. “, Most nonprofits started with lending simply because local laws prohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans.” Hence option (e) is the correct answer.
IncorrectRefer to the seventh sentence of the last paragraph. “, Most nonprofits started with lending simply because local laws prohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans.” Hence option (e) is the correct answer.
- Question 76 of 95
76. Question
Category: EnglishRead the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.Choose the word/group of words which is mostOPPOSITE in meaning to the word/group of words printed in bold as used passage.
EmergenceCorrectthe process of becoming visible after being concealed. Disappearance – the process of coming into existence or prominence.
Incorrectthe process of becoming visible after being concealed. Disappearance – the process of coming into existence or prominence.
- Question 77 of 95
77. Question
Category: EnglishRead the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.Choose the word/group of words which is mostOPPOSITE in meaning to the word/group of words printed in bold as used passage.
PredominantlyCorrectPredominantly -mainly; for the most part. Subsidiary – less important than but related or supplementary to something.
IncorrectPredominantly -mainly; for the most part. Subsidiary – less important than but related or supplementary to something.
- Question 78 of 95
78. Question
Category: EnglishRead the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.What does ‘piqued’ (paragraph 1) mean?
CorrectPiqued means annoyed. Abet means to urge on or to stimulate. Deterrence means actions taken by states against equally powerful alliances to prevent hostile actions.
IncorrectPiqued means annoyed. Abet means to urge on or to stimulate. Deterrence means actions taken by states against equally powerful alliances to prevent hostile actions.
- Question 79 of 95
79. Question
Category: EnglishRead the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used passage.
ProhibitedCorrectProhibit means formally forbid (something) by law, rule, or other authority hence interdict is the word most similar in meaning.
IncorrectProhibit means formally forbid (something) by law, rule, or other authority hence interdict is the word most similar in meaning.
- Question 80 of 95
80. Question
Category: EnglishRead the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used passage.
SegmentingCorrectSegmenting means to divide (something) into separate parts or sections hence sever is the word which is most similar in meaning.
IncorrectSegmenting means to divide (something) into separate parts or sections hence sever is the word which is most similar in meaning.
- Question 81 of 95
81. Question
Category: EnglishIn each of the questions given below a sentence is given which is divided into 5 parts. The first part which is numbered (1) and is grammatically correct. You have to find the error in the other numbered part of the sentence and if you find the error in any part of the sentence apart from (1) then that part of the sentence is the correct choice for the given question. If all the parts are grammatically correct choose option (e) as your choice.(1) When I get back /(A) I shall pay back /(B) the money that /(C) I borrowed from /(D) you last month ./ (E) No errorCorrectThe sentence is grammatically correct.
IncorrectThe sentence is grammatically correct.
- Question 82 of 95
82. Question
Category: EnglishIn each of the questions given below a sentence is given which is divided into 5 parts. The first part which is numbered (1) and is grammatically correct. You have to find the error in the other numbered part of the sentence and if you find the error in any part of the sentence apart from (1) then that part of the sentence is the correct choice for the given question. If all the parts are grammatically correct choose option (e) as your choice.(1) No sooner /(A) he had arrived/(B) than he was /(C) asked to /(D) leave again./(E) No errorCorrect‘had he’ will be used in place of ‘he had’ as verb is used before the subject with ‘no sooner’.
Incorrect‘had he’ will be used in place of ‘he had’ as verb is used before the subject with ‘no sooner’.
- Question 83 of 95
83. Question
Category: EnglishIn each of the questions given below a sentence is given which is divided into 5 parts. The first part which is numbered (1) and is grammatically correct. You have to find the error in the other numbered part of the sentence and if you find the error in any part of the sentence apart from (1) then that part of the sentence is the correct choice for the given question. If all the parts are grammatically correct choose option (e) as your choice.(1) If your jogging /(A) clothes is not /(B) made of permeable fabric /(C) you will drown /(D)in your sweat. /(E) No errorCorrect‘are’ will be used in place of ‘is’ as the subject of the sentence ‘clothes’ is plural for which plural verb is used.
Incorrect‘are’ will be used in place of ‘is’ as the subject of the sentence ‘clothes’ is plural for which plural verb is used.
- Question 84 of 95
84. Question
Category: EnglishIn each of the questions given below a sentence is given which is divided into 5 parts. The first part which is numbered (1) and is grammatically correct. You have to find the error in the other numbered part of the sentence and if you find the error in any part of the sentence apart from (1) then that part of the sentence is the correct choice for the given question. If all the parts are grammatically correct choose option (e) as your choice.(1) Having lived /(A) in Kerala for ten years, /(B) my friend is used to /(C) speak Malyalam /(D) with his friends. /(E) No errorCorrect‘speaking’ will be used in place of ‘speak’.
Incorrect‘speaking’ will be used in place of ‘speak’.
- Question 85 of 95
85. Question
Category: EnglishIn each of the questions given below a sentence is given which is divided into 5 parts. The first part which is numbered (1) and is grammatically correct. You have to find the error in the other numbered part of the sentence and if you find the error in any part of the sentence apart from (1) then that part of the sentence is the correct choice for the given question. If all the parts are grammatically correct choose option (e) as your choice.(1) India already /(A)provides reservations to /(B) backward groups and /(C) it is time the /(D)reservation policy is re-examined. /(E) No errorCorrectThe sentence is grammatically correct.
IncorrectThe sentence is grammatically correct.
- Question 86 of 95
86. Question
Category: EnglishRead each sentence, divided into four parts, to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. Below each sentence you are provided with five options. The first three options suggest you the possible sequences of the correct parts of the sentence. Choose the sequence which consists of correct parts of the sentence. If there is no error in the sentence, choose option (D). If none of the options gives the correct sequence and if there is indeed an error in some part of the sentence, choose (E) as your option.Much water(A)/ has flown (B)/under (C)/ this bridge. (D)/No Error. (E).CorrectThe error is in part (b) of the sentence.
‘flowed’ will be used in place of ‘flown’ as the V3 of ‘flow’ is ‘flowed’.IncorrectThe error is in part (b) of the sentence.
‘flowed’ will be used in place of ‘flown’ as the V3 of ‘flow’ is ‘flowed’. - Question 87 of 95
87. Question
Category: EnglishRead each sentence, divided into four parts, to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. Below each sentence you are provided with five options. The first three options suggest you the possible sequences of the correct parts of the sentence. Choose the sequence which consists of correct parts of the sentence. If there is no error in the sentence, choose option (D). If none of the options gives the correct sequence and if there is indeed an error in some part of the sentence, choose (E) as your option.The driver said that a hundred (A)/ kilometers is, after all, a short distance (B) / which he could cover in half an hour (C) / or in forty-five minutes (D) / No Error (E).CorrectThe error is in part (b) of the sentence.
‘was’ will be used in place of ‘is’ as the sentence is in past tense ‘said’.IncorrectThe error is in part (b) of the sentence.
‘was’ will be used in place of ‘is’ as the sentence is in past tense ‘said’. - Question 88 of 95
88. Question
Category: EnglishRead each sentence, divided into four parts, to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. Below each sentence you are provided with five options. The first three options suggest you the possible sequences of the correct parts of the sentence. Choose the sequence which consists of correct parts of the sentence. If there is no error in the sentence, choose option (D). If none of the options gives the correct sequence and if there is indeed an error in some part of the sentence, choose (E) as your option.He tried (A) / to open (B)/ the can (C) / by a can opener. (D) / No Error (E).CorrectThe error is in part (d) of the sentence. Therefore none of these is the correct choice. Use ‘with’ in place of ‘by’ as ‘by’ is used before ‘agent’ while ‘with’ is used before ‘instrument/ tool’.
Ex. A snake was killed by him.
The paper was cut with scissors.IncorrectThe error is in part (d) of the sentence. Therefore none of these is the correct choice. Use ‘with’ in place of ‘by’ as ‘by’ is used before ‘agent’ while ‘with’ is used before ‘instrument/ tool’.
Ex. A snake was killed by him.
The paper was cut with scissors. - Question 89 of 95
89. Question
Category: EnglishRead each sentence, divided into four parts, to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. Below each sentence you are provided with five options. The first three options suggest you the possible sequences of the correct parts of the sentence. Choose the sequence which consists of correct parts of the sentence. If there is no error in the sentence, choose option (D). If none of the options gives the correct sequence and if there is indeed an error in some part of the sentence, choose (E) as your option.You and I (A) / am going to (B)/ take part in the (C) / meeting tomorrow. (D) / No Error (E).CorrectThe error is in part (b) of the sentence.
‘are’ will be used in place of ‘am’ because when two pronouns is connected with ‘and’ then plural verb is used.
Ex. You and I are working for him.
He and she are husband and wife.IncorrectThe error is in part (b) of the sentence.
‘are’ will be used in place of ‘am’ because when two pronouns is connected with ‘and’ then plural verb is used.
Ex. You and I are working for him.
He and she are husband and wife. - Question 90 of 95
90. Question
Category: EnglishRead each sentence, divided into four parts, to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. Below each sentence you are provided with five options. The first three options suggest you the possible sequences of the correct parts of the sentence. Choose the sequence which consists of correct parts of the sentence. If there is no error in the sentence, choose option (D). If none of the options gives the correct sequence and if there is indeed an error in some part of the sentence, choose (E) as your option.When the students reached late (A) / the teacher objected their (B)/ entering the class (C) / without his permission. (D) / No Error (E)CorrectThe error is in part (b) of the sentence.
Preposition ‘to’ is used after ‘objected’ as when ‘object’ is used in the form of ‘verb’ to express the meaning as ‘to protest/ mind/ demur’, then preposition ‘to’ is used after that.IncorrectThe error is in part (b) of the sentence.
Preposition ‘to’ is used after ‘objected’ as when ‘object’ is used in the form of ‘verb’ to express the meaning as ‘to protest/ mind/ demur’, then preposition ‘to’ is used after that. - Question 91 of 95
91. Question
Category: EnglishRearrange the following eight sentences (A), (B), (C), (D), (E), (F), (G) and (H) in the proper sequence to form a meaningful paragraph and then answer the questions given below.
(A) One day, commuting to his place of work, in a train, he noticed that his seat number was 55 and it was in the fifth coach.
(B) All this convinced him that day was a lucky day for him and five was his lucky number.
(C) A superstitious man believed that five was his lucky number.
(D) The train arrived at platform number five
(E) Lo and behold, the horse finished fifth!
(F) On checking into a hotel, he was given room number 55 on the fifth floor.
(G) Keeping his fingers crossed, he awaited the results.
(H) So he decided to go to the races and bet on horse number five.Which of the following will be the LAST (EIGHTH) sentence after rearrangement?CorrectThe correct sequence to form meaningful paragraph is CADFBHGE.
IncorrectThe correct sequence to form meaningful paragraph is CADFBHGE.
- Question 92 of 95
92. Question
Category: EnglishRearrange the following eight sentences (A), (B), (C), (D), (E), (F), (G) and (H) in the proper sequence to form a meaningful paragraph and then answer the questions given below.
(A) One day, commuting to his place of work, in a train, he noticed that his seat number was 55 and it was in the fifth coach.
(B) All this convinced him that day was a lucky day for him and five was his lucky number.
(C) A superstitious man believed that five was his lucky number.
(D) The train arrived at platform number five
(E) Lo and behold, the horse finished fifth!
(F) On checking into a hotel, he was given room number 55 on the fifth floor.
(G) Keeping his fingers crossed, he awaited the results.
(H) So he decided to go to the races and bet on horse number five.Which of the following will be the FOURTH sentence after rearrangement?CorrectThe correct sequence to form meaningful paragraph is CADFBHGE.
IncorrectThe correct sequence to form meaningful paragraph is CADFBHGE.
- Question 93 of 95
93. Question
Category: EnglishRearrange the following eight sentences (A), (B), (C), (D), (E), (F), (G) and (H) in the proper sequence to form a meaningful paragraph and then answer the questions given below.
(A) One day, commuting to his place of work, in a train, he noticed that his seat number was 55 and it was in the fifth coach.
(B) All this convinced him that day was a lucky day for him and five was his lucky number.
(C) A superstitious man believed that five was his lucky number.
(D) The train arrived at platform number five
(E) Lo and behold, the horse finished fifth!
(F) On checking into a hotel, he was given room number 55 on the fifth floor.
(G) Keeping his fingers crossed, he awaited the results.
(H) So he decided to go to the races and bet on horse number five.Which of the following will be the SECOND sentence after rearrangement?CorrectThe correct sequence to form meaningful paragraph is CADFBHGE.
IncorrectThe correct sequence to form meaningful paragraph is CADFBHGE.
- Question 94 of 95
94. Question
Category: EnglishRearrange the following eight sentences (A), (B), (C), (D), (E), (F), (G) and (H) in the proper sequence to form a meaningful paragraph and then answer the questions given below.
(A) One day, commuting to his place of work, in a train, he noticed that his seat number was 55 and it was in the fifth coach.
(B) All this convinced him that day was a lucky day for him and five was his lucky number.
(C) A superstitious man believed that five was his lucky number.
(D) The train arrived at platform number five
(E) Lo and behold, the horse finished fifth!
(F) On checking into a hotel, he was given room number 55 on the fifth floor.
(G) Keeping his fingers crossed, he awaited the results.
(H) So he decided to go to the races and bet on horse number five.Which of the following will be the FIFTH sentence after rearrangement?CorrectThe correct sequence to form meaningful paragraph is CADFBHGE.
IncorrectThe correct sequence to form meaningful paragraph is CADFBHGE.
- Question 95 of 95
95. Question
Category: EnglishRearrange the following eight sentences (A), (B), (C), (D), (E), (F), (G) and (H) in the proper sequence to form a meaningful paragraph and then answer the questions given below.
(A) One day, commuting to his place of work, in a train, he noticed that his seat number was 55 and it was in the fifth coach.
(B) All this convinced him that day was a lucky day for him and five was his lucky number.
(C) A superstitious man believed that five was his lucky number.
(D) The train arrived at platform number five
(E) Lo and behold, the horse finished fifth!
(F) On checking into a hotel, he was given room number 55 on the fifth floor.
(G) Keeping his fingers crossed, he awaited the results.
(H) So he decided to go to the races and bet on horse number five.Which of the following will be the SEVENTH sentence after rearrangement?CorrectThe correct sequence to form meaningful paragraph is CADFBHGE.
IncorrectThe correct sequence to form meaningful paragraph is CADFBHGE.
Leaderboard: Clerical pre test 22
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