Table given below shows the percentage of boys and difference between number of boys and number of girls in 5 different schools in three different years. Study the data carefully and answer the following questions:-

What is the average of total students in school C in year 2013 and in same school in year 2015?

Table given below shows the percentage of boys and difference between number of boys and number of girls in 5 different schools in three different years. Study the data carefully and answer the following questions:-

Total number of students in school E in year 2014 is what percent more than total number of students in school B in same year?

Table given below shows the percentage of boys and difference between number of boys and number of girls in 5 different schools in three different years. Study the data carefully and answer the following questions:-

What is the ratio of total number of girls in school C and D together in year 2013 to the total number of girls in school B and C together in year 2014?

Table given below shows the percentage of boys and difference between number of boys and number of girls in 5 different schools in three different years. Study the data carefully and answer the following questions:-

If 1/5th of boys of school E in year 2014 play cricket then find the number of boys who don’t play cricket?

Table given below shows the percentage of boys and difference between number of boys and number of girls in 5 different schools in three different years. Study the data carefully and answer the following questions:-

What is the difference in the number of girls in school D and E together in year 2014 and the number of boys in school B and D together in year 2013?

If the height of a cylinder is increased by 15% and the radius of its base is decreased by 10% then the percentage change in its curved surface area is :

The cost of manufacture of a tape recorder is Rs. 1,500. The manufacturer fixes the marked price 20% above the cost of manufacture and allows a discount in such a way as to get a profit of 8%. The rate of discount is

The average of 8 numbers is 20. The average of first two numbers is  and that of the next three is If the sixth number be less than the seventh and eighth numbers by 4 and 7 respectively, then the eighth number is :

A box contains 1-rupee, 50-paise and 25-paise coins in the ratio 8 : 5 : 3. If the total amount of money in the box is Rs. 112.50, the number of 50-paise coins is

A, B, and C jointly start a business A puts in Rs. 15,000 for 8 months B puts in Rs. 12,000 for 9 months and C puts in Rs. 8,000, for the whole year. In the end of the year there is a profit of Rs. 10,800. The difference between A’s share and C share in the profit will be:

A money-lender borrows money at 4% per annum and pays the interest at the end of the year. He lends it at 6% per annum compound interest compounded half yearly and receives the interest at the end of the year. In this way, he gain Rs. 104.50 a year. The amount of money he borrows, is:

A can go round a circular path 8 times in 40 minutes. If the diameter of the circle is increased to 10 times the original diameter, the time required by A to go round the new path once travelling at the same speed as before is:

A man rides at the rate of 18 km/hr, but stops for 6 minutes to change horses at the end of every 7 km. The time that he will take to cover a distance of 90 km is

A number of friends decided to go on picnic and planned to spend Rs. 108 on eatables. Three of them however did not turn up. As a consequence each one of the remaining had to contribute Rs. 3 extra. The number of them who attended the picnic was:

Study the given information carefully and answer the questions that follows:
There are eight friends M, N, O, P, Q, R, S and T who studies in different classes, viz 11th, 12nd, 8th, 4th, 5th, 6th, 7th and 9th. All of them are sitting around a circular table facing the centre. R sits third to the right of O and studies in class 9th. Q sits second to left of P, who is not an immediate neighbour of either R or O. The one who studies in class 11th is an immediate neighbour of P. Three people sit between O and the student who studies in class 7th. O and R does not studies in class 12th. Only one person sits between the student who studies in class 12th and N. Students who studies in class 8th and 4th are immediate neighbours of each other. R is neither in class 4th nor in class 8th. Only one person sits between T and the student who studies in 5th class. T does not study in class 12 or 8th. S does not study in class 12. The immediate neighbours of O and R does not studies in Class 12th. O studies in class 5th.

Who among the following sits opposite to T?

Study the given information carefully and answer the questions that follows:
There are eight friends M, N, O, P, Q, R, S and T who studies in different classes, viz 11th, 12nd, 8th, 4th, 5th, 6th, 7th and 9th. All of them are sitting around a circular table facing the centre. R sits third to the right of O and studies in class 9th. Q sits second to left of P, who is not an immediate neighbour of either R or O. The one who studies in class 11th is an immediate neighbour of P. Three people sit between O and the student who studies in class 7th. O and R does not studies in class 12th. Only one person sits between the student who studies in class 12th and N. Students who studies in class 8th and 4th are immediate neighbours of each other. R is neither in class 4th nor in class 8th. Only one person sits between T and the student who studies in 5th class. T does not study in class 12 or 8th. S does not study in class 12. The immediate neighbours of O and R does not studies in Class 12th. O studies in class 5th.

Who among the following studies in class 8th?

Study the given information carefully and answer the questions that follows:
There are eight friends M, N, O, P, Q, R, S and T who studies in different classes, viz 11th, 12nd, 8th, 4th, 5th, 6th, 7th and 9th. All of them are sitting around a circular table facing the centre. R sits third to the right of O and studies in class 9th. Q sits second to left of P, who is not an immediate neighbour of either R or O. The one who studies in class 11th is an immediate neighbour of P. Three people sit between O and the student who studies in class 7th. O and R does not studies in class 12th. Only one person sits between the student who studies in class 12th and N. Students who studies in class 8th and 4th are immediate neighbours of each other. R is neither in class 4th nor in class 8th. Only one person sits between T and the student who studies in 5th class. T does not study in class 12 or 8th. S does not study in class 12. The immediate neighbours of O and R does not studies in Class 12th. O studies in class 5th.

M studies in which class?

Study the given information carefully and answer the questions that follows:
There are eight friends M, N, O, P, Q, R, S and T who studies in different classes, viz 11th, 12nd, 8th, 4th, 5th, 6th, 7th and 9th. All of them are sitting around a circular table facing the centre. R sits third to the right of O and studies in class 9th. Q sits second to left of P, who is not an immediate neighbour of either R or O. The one who studies in class 11th is an immediate neighbour of P. Three people sit between O and the student who studies in class 7th. O and R does not studies in class 12th. Only one person sits between the student who studies in class 12th and N. Students who studies in class 8th and 4th are immediate neighbours of each other. R is neither in class 4th nor in class 8th. Only one person sits between T and the student who studies in 5th class. T does not study in class 12 or 8th. S does not study in class 12. The immediate neighbours of O and R does not studies in Class 12th. O studies in class 5th.

Who among the following is/are an immediate neighbour of P?

Study the given information carefully and answer the questions that follows:
There are eight friends M, N, O, P, Q, R, S and T who studies in different classes, viz 11th, 12nd, 8th, 4th, 5th, 6th, 7th and 9th. All of them are sitting around a circular table facing the centre. R sits third to the right of O and studies in class 9th. Q sits second to left of P, who is not an immediate neighbour of either R or O. The one who studies in class 11th is an immediate neighbour of P. Three people sit between O and the student who studies in class 7th. O and R does not studies in class 12th. Only one person sits between the student who studies in class 12th and N. Students who studies in class 8th and 4th are immediate neighbours of each other. R is neither in class 4th nor in class 8th. Only one person sits between T and the student who studies in 5th class. T does not study in class 12 or 8th. S does not study in class 12. The immediate neighbours of O and R does not studies in Class 12th. O studies in class 5th.

N studies in which class?

In a class of 33 students, Ramesh is at 17th rank from bottom and Mahesh is 4th rank above to Aman who is just below to Ramesh ‘rank. Then find out the rank of Mahesh from top?

Ankita is going to office somewhere in Gurgaon from her home. She moves 2km in North, then she sits in an auto and turns right and moves 15km to reach CCD. After 10 mints of rest, she again turns at CCD in anticlockwise direction with 90 degree and moves 1 km to reach office. So now what is the total distance which she covers to reach office and the direction of her office from her home?

The following questions are based on five words given below:

(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English word)

If the 1 st alphabet in each of the words is changed to the successive alphabet in the English alphabetical order, how many meaning full words will be formed?

The following questions are based on five words given below:

(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English word)

If the given words are arranged in the order as they would appear in a dictionary from right to left, which of the following will be second from the left?

The following questions are based on five words given below:

(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English word)

If in each of the given words, each of the consonants is changed to next letter and each vowel is changed to previous letter according to the English alphabetical series, in how many words thus formed will have more than one vowels?

The following questions are based on five words given below:

(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English word)

If in each of the words, all the alphabets are arranged in right to left according to English alphabetical order within the word, how many words will begin with a vowel?

The following questions are based on five words given below:

(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English word)

When all the words are arranged in alphabetical order from left to right then how many letters are there in the English alphabetical series between the third letter of the word which is 2 nd from the left and the second letter of the word which is fourth from the right of the newly arranged words?

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.

What does transformation of Peru’s nonprofit organization into a bank illustrate?
(A) To compete with commercial banks, microfinance institutions should covert into banks and offer a wide variety of services.
(B) Microfinance institutions turn higher profits as banks since interest rates on loans are at their discretion.
(C) The poor prefer to go to large banks rather than NGOs to obtain loans.

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.

Why did most microfinance institutions initially provide only credit services?

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.

What was the impact of the non-disclosure of their interest rates by lending institutions?

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.

What is CGAP’s fear with respect to new entities providing microfinance?

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.

What is the author’s opinion about the competition for customers among microfinanciers?

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.

Choose the word/group of words which is mostOPPOSITE in meaning to the word/group of words printed in bold as used passage.
Emergence

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.

Choose the word/group of words which is mostOPPOSITE in meaning to the word/group of words printed in bold as used passage.
Predominantly

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.

What does ‘piqued’ (paragraph 1) mean?

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.

Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used passage.
Prohibited

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Giving loans to improverished women to make ceramics or to farmers to buy milk cows were not seen as great business. Microfinance was an industry championed by antipoverty activists. Today it is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in, driving growth of 30% to 40% this year alone. In 1998, a nonprofit microfinance organization in Peru, converted into a bank (called Mibanco). This demonstrated that the poor are good risks who repay loans on time and getting them together, not only chips away at poverty but also turns a profit. The success of Mibanco haspiqued the interest of commercial banks, which had previously shunned the country’s poor. Now big banks are going after Mibanco’sclients with low-rate loans and realising it takes special know-how to work with the unbanked-are hiring away Mibanco’sstaff.
But with the emergence of players who are only out for profit, microfinance schemes could end up milking the poor. This could happen in countries where lenders don’t have to disclose interest rates. When a Mexican micro financier went public, revealing its loans had rates of about 86% annually, the Consultative Group to Assist the Poor (CGAP) criticised it for putting shareholders ahead of clients. The pressure to turn a profit also forces micro financiers to change their business models in ways that depart from the industry’s core mission: to help poor people lead better lives. Such shifts have caused the average loan size to triple. Moreover smaller loans being costlier to service, a lower percentage of loans go to women because they tend to take out smaller sums. According to CGAP, with the flood of new large entities there is the risk that a large percentage of cross-border funds go to Latin America and Eastern Europe, the world’s most developed microfinance markets. “The poorest of the world’s poor, who are predominantly in Asia and Africa get left out,’ says the CEO of the nonprofit Grameen Foundation, which helps, develop microfinance institutions.
Segmenting the industry, might be worthwhile if it allows more of the poor to get access to credit. Multinational corporations could take the top microfinance institutions to the next level, and the remainder could be the responsibility of development groups and regional banks. Yet making loans to poor people is hardly a poverty cure. Property rights and the rule of matter too. One cannot over idealize what microfinance alone can do, Most nonprofits started with lending simply because local lawsprohibited nonbanks from offering deposit accounts. With an increase in competition and marketing efforts, poverty-alleviation experts are concerned that people will be talked into loans they wouldn’t otherwise want. For example, organisations like Mibanco are providing consumer loans. There is nothing wrong with buying TVs and microwaves on credit, but certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs – just increasing household debt.

Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used passage.
Segmenting