| ADR | American Depository Receipt |
| AFS | Annual Financial Statement |
| AML | Anti-Money Laundering |
| AMC | Asset Management Company |
| ARC | Asset Reconstruction Company |
| ANBC | Adjusted Net Bank Credit |
| ALM | Asset Liability Management. |
| AGM | Annual General Meeting |
| AIRCSC | All India Rural Credit Survey Committee |
| ASSOCHAM | Associated Chambers of Commerce and Industry of India |
| ATM | Automated Teller Machine |
| BIS | Bank for International Settlements |
| BCBS | Basel Committee on Banking Supervision |
| BCSBI | Banking codes and standards board of India. |
| BPLR | Benchmark Prime Lending Rate. |
| BOE | Bills of Exchange |
| BoP | Balance of Payments |
| BOT | Balance of Trade |
| BPSD | Balance of Payments Division, DESACS, RBI |
| CASA | Current and Savings Account. |
| CAR | Capital Adequacy Ratio. |
| CARE | Credit Analysis and Research Limited. |
| CBS | Core Banking Solutions. |
| CCEA | Cabinet Committee on Economic Affairs. |
| CDR | Corporate Debt Restructuring. |
| CECA | Comprehensive Economic Cooperation Agreement. |
| CEPA | Comprehensive Economic Partnership Agreement. |
| CIBIL | Credit Information Bureau of India Limited. |
| CRAR | Capital to Risk-weighted Assets Ratio. |
| CRISIL | Credit Rating and Investment Services India Limited. |
| CRR | Cash Reserve Ratio. |
| CAMELS | Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, Systems and Control |
| CAD | Capital Account Deficit |
| CBDT | Central Board of Direct Taxes |
| CAG | Comptroller and Auditor General of India |
| CC | Cash Credit |
| CD | Certificate of Deposit |
| CDBS | Committee of Direction on Banking Statistics |
| CGRA | Currency and Gold Revaluation Account |
| CII | Confederation of Indian Industries |
| CPI | Consumer Price Index |
| CPI-IW | Consumer Price Index for Industrial Workers |
| CR | Capital Receipts |
| CSIR | Council of Scientific and Industrial Research |
| CSO | Central Statistical Organisation |
| CVC | Central Vigilance Commission |
| CTS | Cheque Truncation System |
| CRM | Customer Relationship Management |
| CTT | Commodities Transaction Tax |
| CSR | Corporate Social Responsibility |
| DRT | Debt Recovery Tribunal |
| DTAA | Double Taxation Avoidance Agreement. |
| DBOD | Department of Banking Operations and Development |
| DBS | Department of Banking Supervision, RBI |
| DD | Demand Draft |
| DDS | Data Dissemination Standards |
| DEIO | Department of External Investments and Operations |
| DESACS | Department of Statistical Analysis & Computer Services, RBI |
| DICGC | Deposit Insurance and Credit Guarantee Corporation of India |
| DRI | Differential Rate of Interest Scheme |
| DVP | Delivery versus Payment |
| ECB | External Commercial Borrowing |
| ECGC | Export Credit and Guarantee Corporation |
| ECS | Electronic Clearing Service |
| EPF | Employees Provident Fund |
| EFT | Electronic Funds Transfer |
| EXIM Bank | Export-Import Bank of India |
| FINO | Financial Inclusion Network Operation. |
| FIPB | Foreign Investment Promotion Board. |
| FRBMA | Fiscal Responsibility and Budget Management Act. |
| FSLRC | Financial Sector Legislative Reforms Commission. |
| FCA | Foreign Currency Assets |
| FCNRA | Foreign Currency Non-resident Account |
| FDI | Foreign Direct Investment |
| FEMA | Foreign Exchange Management Act |
| FERA | Foreign Exchange Regulation Act. |
| FI | Financial Institution |
| FICCI | Federation of Indian Chambers of Commerce and Industry |
| FII | Foreign Institutional Investor |
| FOF | Flow Of Funds |
| FPI | Foreign Portfolio Investment |
| FRA | Forward Rate Agreement |
| FMCG | Fast Moving Consumer Goods |
| GAAR | General Anti Avoidance Rule |
| GDP | Gross Domestic Product |
| GNP | Gross National Product. |
| GDR | Global Depository Receipt |
| GFD | Gross Fiscal Deficit |
| GFS | Government Finance Statistics |
| GIC | General Insurance Corporation |
| GoI | Government of India |
| GPD | Gross Primary Deficit |
| G-Sec | Government Securities |
| GST | Goods and Services Tax |
| IBS | International Banking Statistics |
| IBA | Indian Bank Associations. |
| IDR | Indian Depository Receipt |
| IFSC | Indian Financial System Code. |
| IMPS | Immediate Payment Service. |
| IPO | Initial Public Offering. |
| JLG | Joint Liability Group |
| KCCs | Kisan Credit Cards |
| KYC | Know Your Customer. |
| KVP | Kisan Vikas Patra |
| IIP | Index of Industrial Production |
| IOTT | Input-Output Transaction Table |
| LAF | Liquidity Adjustment Facility |
| LOC | Letter of Credit |
| LIC | Life Insurance Corporation of India |
| LIBOR | London Inter-Bank Offered Rate. |
| MIBOR | Mumbai inter offered rate |
| MUDRA | Micro Units Development & Refinance Agency |
| MICR | Magnetic Ink Character Recognition. |
| MSF | Marginal Standing Facility. |
| MCA | Ministry of Company Affairs |
| MIS | Management Information System |
| MoU | Memorandum of Understanding |
| MT | Mail Transfer |
| NABARD | National Bank for Agriculture and Rural Development |
| NASSCOM | National Association of Software and Services Companies |
| NAV | Net Asset Value |
| NBFC | Non-Banking Financial Companies |
| NGO | Non-Governmental Organization |
| NPA | Non-Performing Assets |
| NPV | Net Present Value |
| NDTL | Net Demand and Time Liabilities. |
| NEFT | National Electronic Fund Transfer. |
| NPCI | National Payments Corporation of India. |
| NSSF | National Small Saving Fund |
| OD | Over Draft |
| OMO | Open Market Operations |
| OTC | Over-the-Counter |
| PAN | Permanent Account Number |
| PIN | Personal Identification Number. |
| PPP | Purchasing Power Parity/ Public Private Partnership. |
| PSB | Public Sector Bank. |
| PF | Provident Fund |
| PIO | Persons of Indian Origin |
| PSE | Public Sector Enterprises |
| REPO | Repurchase Option |
| RTGS | Real Time Gross Settlement. |
| QIB | Qualified Institutional Buyer |
| QIP | Qualified Institutional Placement |
| RRB | Regional Rural Bank |
| RWA | Risk Weighted Asset |
| SCB | Scheduled Commercial Bank |
| SDR | Special Drawing Right |
| SEBI | Securities and Exchange Board of India |
| SENSEX | Sensitive Index of Stock Exchange. |
| SHGs | Self-Help Groups |
| SLR | Statutory Liquidity Ratio |
| SWIFT | Society for Worldwide Interbank Financial Telecommunication. |
| SARFAESI | Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest |
| SEZs | Special Economic Zones |
| STR | Suspicious Transaction Report |
| TAC | Tariff Advisory Committee |
| TIN | Tax Information Network |
| T-bills | Treasury Bills |
| TBs | Treasury Bills |
| TT | Telegraphic Transfer |
| UTI | Unit Trust of India |
| UIDAI | Unique Identification Development Authority of India. |
| UPI | Unified Payments Interface. |
| WPI | Wholesale Price Index |
| INF | Internet Fund Transfer |
| IB | Internet Banking |
| TPT | Third Party Transfer |
| USSD | Unstructured Supplementary Service Data |
| NUUP | National Unified USSD Platform |
| MMID | Mobile Money Identifier |
| WMA | Ways and Means Advances |